Family Wealth Management

Retirement Planning

Education Planning

Investment Planning

Insurance Planning

Estate Planning

Our Planning Process

At Riverpoint Wealth Management, we act as your financial partner, advocate and guide through all of life’s big decisions. Through our diligent process, we help our clients get a clear vision of their short- and long-term goals and how to strive to attain them. Each client relationship begins with an in-depth discussion of your values and aspirations in addition to risk tolerance and experience. This helps us better understand your unique life’s plan so we can build a comprehensive financial plan to match. Not only do we focus on investment management strategies; we are there to guide you through your retirement, education, estate, insurance, and tax planning needs as they evolve. We strive to be a life-long partner helping every step of the way, from your first budget discussion for college savings to ensuring you have the proper plans in place for your estate.

Evaluating Goals and Objectives
  • 1 Identify your values in an introductory meeting
  • 2 Develop short- and long-term goals
  • 3 Review current financial positioning
  • 4 Analyze cash flow
  • 5 Prepare a comprehensive financial plan
  • 6 Implement the strategies discussed to achieve goals
Retirement Planning
  • 1 Review retirement objectives
  • 2 Analyze available retirement options
  • 3 Project current and future cash flows
  • 4 Evaluate social security payout options
  • 5 Develop a distribution plan
  • 6 Implement strategies to maximize potential
  • 7 Update the retirement plan regularly to reflect life changes
Estate Planning
  • 1 Discuss estate planning goals and objectives
  • 2 Review current estate plan and will
  • 3 Review titling of assets and beneficiary designations
  • 4 Develop gifting and charitable giving plan
  • 5 Review and update plan regularly with estate planning attorney
Education Planning
  • 1 Discuss education objectives
  • 2 Develop an education funding analysis
  • 3 Compare available funding options
  • 4 Discuss tax incentives
  • 5 Update and review plan on an annual basis
  • 6 Review the distribution strategy
Insurance Planning
  • 1 Assess insurance needs
  • 2 Review current coverage
  • 3 Calculate appropriate amount of coverage
  • 4 Determine best insurance type to meet coverage needs
  • 5 Implement the policy strategy
Investment Planning
  • 1 Assess investment risk tolerance
  • 2 Analyze current portfolio
  • 3 Prepare investment plan to optimize portfolio
  • 4 Discuss tax implications to implement the plan and utilize tax-loss harvesting if needed
  • 5 Monitor and rebalance portfolio on an ongoing basis
  • 6 Modify portfolio given market and economic conditions